MENTORWORKS | INCOME SHARE AGREEMENTS
The Student Loan Alternative that Funds Higher Education, Supports Career Success, and Makes Social Impact
DREAMS ARE FREE. EDUCATION IS NOT. WE FUND BOTH.
STUDENTS: Finish School Without More Student Loans & Get Career Coaching
SCHOOLS: Lower Up-front Tuition Costs & Make Programs More Accessible
EMPLOYERS: Tap Vetted, Diverse, Top-Notch Talent & Make Smart Hires
Hiring Employers that Partner with MentorWorks

WHAT IS AN ISA?
ISAs are a flexible alternative to loans. Basically, students pay an affordable percentage of their future income for a set period of time, up to a maximum cap, without accruing interest.
HOW PAYMENT WORKS
- Students do not pay until they find a job and reach the minimum income threshold
- The payments adjust according to levels of the student’s income
- Monthly payments are calculated by applying the income share rate to the total monthly earned income
- ISA obligations can be ended earlier by making early payments as listed in the early payment schedule
ISA vs. STUDENT LOAN COMPARISON

What Makes MentorWorks Different & Why Our Students Succeed
THE MENTORWORKS MISSION
Our mission is to open pathways to education and careers for students and candidates who may not have had the financial or social capital to do it on their own.
MENTORWORKS FUND & SUPPORT MODEL

Which Students We Fund
- College juniors & seniors and Master’s degree / post-graduate students
- Trainees in boot-camp, professional or trade certificate programs
- Aspiring career-changers & experienced professionals facing unemployment
How We Support Job Candidates
- Talent Accelerator Platform (TAP) – comprehensive, personalized job search & career coaching program
- MW Labs Experience – experiential learning opportunities to propose solutions to hiring employers
- Employer Engagement – live virtual events with employers, mentoring sessions and practice interviews
What People Are Saying About MentorWorks and ISAs
ISA + TAP STUDENTS



“Stack Education is an incredible asset in advancing your skillset for the modern economy. And MentorWorks’ Talent Accelerator Platform has provided me with tangible, relevant technical and soft skills that I can use throughout my career as a technology professional.”
– Dawdu Mahama Amantanah
“Through the incredible teaching of the Stack Education team and MentorWorks’ TAP, I was able to not only develop new skills, but I found a career that I can be passionate about.”
– Andrea Walsh
“The Talent Accelerator Platform helped me focus on enhancing my soft skills as well as shifted my views to help me focus on highlighting my personal brand message I wanted to bring to others when building my professional network.”
– Ian Fields
FEATURED EMPLOYERS + GRADUATES

