MentorWorks Education, Finance & Career Access Blog
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Student Loans + Low Income = High Debt-to-Income Ratio. Here’s How ISAs Can Help.
 Student Debt can Hurt Job Prospects. Income Share Agreements can Help. Karthik Krishnan | May 6th, 2019 | Student Debt, ISA, Employment Figure 1: Average MentorWorks ISA Income Prediction Error after Grace Period. Higher prediction errors reflects higher than...
Student Debt and Indentured Servitude, What is More Similar: ISAs or Student Loans?
Which is more like indentured servitude: Income share agreement or student loan? Â Â Â Â Â Â By Karthik Krishnan | Apr 24, 2019 | Income-share agreements, Student loans, Social justice We have heard the concern that income share agreements (ISAs) can be...
How to Get an Income Share Agreement Outside of STEM fields
Will Income Share Agreements (ISAs) Only Work by Cherry-Picking “STEM†Programs? The Reality is Quite Different. By Karthik Krishnan | Mar 02, 2019 | Income-share agreements, Student loans Update (3/2019): I had a great conversation with Will Quist at the...
ISA Investment 101: Key Risks in ISA Investing
ISA Investment 101: Key Risks in ISA Investing  By Karthik Krishnan | Jan 08, 2019 | ISA investing ISA investing strategy, like any other investment option, has risks. Having invested in early stage companies as angel investors, the co-founders of...
ISA Investment 101: Due Diligence
ISA Investment 101: Due Diligence  By Karthik Krishnan | Jan 08, 2019 | ISA investing In our time as angel investors, we have conducted due diligence through a relatively extensive process, with multiple checklists, reference checks, expert...
ISA Investment 101: Active Investment and the MentorWorks Approach
ISA Investment 101: Active Investment and the MentorWorks Approach By Karthik Krishnan |Â Jan 08, 2019Â |Â ISA investing The predominant ISA opportunities currently available are passive financial investments. An important aspect of this is that the school...
Income Share Agreements 101: What Are Income Share Agreements? How Do ISAs Work?
ISA Investment 101: What Are Income Share Agreements? By Karthik Krishnan |Â Jan 08, 2019Â |Â ISA investing What are income share agreements (ISAs), and how are they different from student loans? In simple terms, an income share agreement is an obligation, but not a...
ISA Investment 101: The Basics of Investing in ISAs – The When, How, and Why
ISA Investment 101: The Basics of Investing in ISAs - The When, How, and Why By Karthik Krishnan |Â Jan 08, 2019Â |Â ISA investing Q: How did ISAs come about? What is their history? Although income share agreements have become more popular in recent years, the idea...
ISA Investment 101: Resource for ISA Investors
ISA Investment 101: Resource for ISA Investors  By Karthik Krishnan | Jan 08, 2019 | ISA investing Since Purdue University established its income share agreement (ISA) program in 2016, ISAs are becoming more prominent in higher education. The opening up...
ISA Investment 101: Where Do I find ISA Deals to Invest In?
ISA Investment 101: Where Do I find ISA Deals to Invest In? By Karthik Krishnan | Jan 08, 2019 | ISA investing The ISA market, much like angel investment or VC market, does not have a systematic platform to invest through. The one notable exception...
ISA Investment 101: How Does Active ISA Investment Compare to Angel/VC Investment?
ISA Investment 101: How Does Active ISA Investment Compare to Angel/VC Investment? By Karthik Krishnan |Â Jan 08, 2019Â |Â ISA Investing There are some parallels between active ISA investing and angel investing. The fund and support approach that MentorWorks...
Student Loans and Their Impact on Career Choices
Student Loans and Their Impact on Career Choices  By Hayley Long | Dec 17, 2018 | Student loans, Income-share agreements In an era of skyrocketing tuition costs and repeatedly slashed public education budgets, increasing numbers of American students have...